https://developer.android.com/about/versions/kitkat.html “Android HCE emulates ISO/IEC 7816 based smart cards that use the contactless ISO/IEC 14443-4 (ISO-DEP) protocol for transmission.”
http://www.acs.com.hk/en/product-lines/6/contactless-readers/
ACR122U USB $45
Nexus 5 can read/write * NTAG203 NXP
Car2Go Card